TERMS AND CONDITIONS

This website (the “Site”) is owned and operated Julie Santiago Inc. “juliesantiago.com” (“COMPANY,” “we” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from COMPANY.

Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service. We reserve the right to change these Terms of Service or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

Intellectual Property Rights

Our Limited License to You. This Program and all the materials available through it are the property of Julie Santiago and Julie Santiago Inc. and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws.

The content, layout, design, data, databases and graphics in this Program are protected by United States intellectual property laws. Content is solely owned by us, unless otherwise indicated.  

If you purchase or access any materials through this Program, you will be considered our Licensee. For the avoidance of doubt, all content obtained through us is our property, and you are granted a revocable, non-transferable license for personal, non-commercial use only, limited to you only.

The trademarks and logos which are displayed on the Program materials and site are trademarks belonging to us. Any use including framing, meta tags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our express written consent, or permission granted herein.

For those trademarks and logos for which you are granted permission to use, the trademark incidia must be included at all times. Any preview call titles, program titles, program material titles, or any other title or information of ours bearing the trademark (™) symbol may not be used by you for any reason without our express written permission.
 
You may not use the Program or the materials available on or through the Program or this Site in a manner that constitutes an infringement of our rights or that has not been authorized by us.

Information You Are Prohibited from Sharing with Others.  You, as a Licensee, you understand and acknowledge that the information obtained on or through this Program has been developed or obtained by us through the investment of significant time, effort and expense, and that this information is a valuable, special and unique asset of ours which needs to be protected from improper and unauthorized use. 

When you enroll in or purchase this Program, you expressly agree that you will not steal our content.  Duplication, sharing, or uploading any information obtained in our course files with others, or downloading or sharing information contrary to the limited license we have provided to you herein is considered stealing and theft, and we will prosecute theft to the full extent of the law.

Unless otherwise explicitly authorized in these Terms and Conditions, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material purchased through this Program or obtained on or through the Site, including through this Program, private Facebook group page, audio or video recording, or teleseminar call for commercial use, or for use in any way that earns you money.

You may not in any way use, copy, adapt or represent any of our material in any way as if it is yours or created by you.

However, you may from time to time, download and/or print Email Correspondence, Program Handouts and Assignments/Action Steps, Site pages, and/or blog posts for your personal, non-commercial use, provided that you give us credit by name, keep intact all copyright and other proprietary notices and, if used electronically, you must include the link back to the Site page from which the information was obtained. 

By downloading, printing, or otherwise using the material from this Program for personal use you in no way assume any ownership rights of that material.
All rights not expressly granted in these terms or any express written license, are reserved by us.

Your License to Us. By posting or submitting any material (including, without limitation, comments, blog entries, photos and videos) to us via the Program, Site, or private Facebook group page, you are representing: (i) that you are the owner of the material, or are making your posting or submission with the express consent of the owner of the material; and (ii) that you are thirteen years of age or older. 
In addition, when you submit or post any material, you are granting us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant that include the right to exploit any proprietary rights in such posting of submission, including, but not limited to, right under copyright, trademark, service mark or patent laws under any relevant jurisdiction. Also, in connection with the exercise of such rights, you grant us, and anyone authorized by us, the right to identify you as the author of any of your postings or submissions by name, email address, or screen name, as we deem appropriate.

You acknowledge that we have the right but not the obligation to use and display any postings or contributions of any kind and that we may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever. 

Security
We take every precaution to protect our users’ information. When users submit sensitive information via the Program, all information is protected both online and offline.
However, due to the nature of the Internet, we cannot completely ensure or warrant the security of any information transmitted to us or through our services. Submitting information is done at your own risk.
We have security measures in place to prevent the loss, misuse, and alteration of the information that is obtained from you, but we make no assurances about our ability to prevent any such loss, misuse, to you or to any third party arising out of any such loss, misuse, or alteration.

Disclaimer
As a Licensee, you agree that you are using your own judgment in using the information provided on and through this Program, which is done at your own risk. You also agree to our full Disclaimer.
THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE PROGRAM AND BY US AND ANY THIRD-PARTY WEBSITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PROGRAM OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE PROGRAM MATERIALS OR ON THIRD-PARTY WEBSITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

You agree at all times to defend, indemnify and hold harmless Company its affiliates, their successors, transferees, assignees and licensees and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders and employees of each from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.
We accept no liability for any of the views, facts, opinions, or references in the Program whatsoever.  You assume responsibility for using, or not using, any of the information in this Program, and you acknowledge that you are using it, or not using it, at your own risk.  Information posted on this Site related to this Program or otherwise, or linked to a third party website, expresses a perspective which may or may not necessarily reflect our views.
The content obtained on or through this Program is designed for non-medically trained individuals. We explicitly state that the information provided to you is not diagnosing or treating a health problem or disease, or prescribing medication or other treatment.  We are not a doctor, medical health practitioner, psychologist, therapist, financial consultant, or spiritual counselor and make no claims in this regard. Nothing contained in the Program or on our Site is intended to be a substitute for the medical diagnosis or treatment that can be provided by your physician or another qualified health care professional. You always should seek the advice of your physician or another qualified health care provider regarding any specific medical condition.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO NEGLIGENCE, SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE PROGRAM, INCLUDING ITS MATERIALS OR THIRD-PARTY MATERIALS MADE AVAILABLE THROUGH THE SITE, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE PROGRAM OR THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE PROGRAM AND THE SITE.

INFORMATION PROVIDED THROUGH THE PROGRAM IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND.  THE COMPANY MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY PURPOSE.
WE DO NOT MAKE ANY REPRESENTATIONS AS TO THE FUTURE INCOME, EXPENSES, SALES VOLUME OR POTENTIAL PROFITABILITY THAT MAY BE DERIVED AS A RESULT OF YOUR PARTICIPATION IN THIS PROGRAM. 
You acknowledge and agree that no representation has been made by the Company or our affiliates and relied upon as to the future income, expenses, sales volume or potential profitability that may be derived from the participation in our programs or services.
To the fullest extent permitted by law, we expressly exclude:
a.  All conditions, warranties and other terms which might otherwise be implied by statute or common law;
b.  Any obligation of effectiveness or accuracy; and
c.  Other than as set out below, any liability for any direct, indirect or consequential loss or damage incurred by you in connection with this Program, including by your use or inability to use any information obtained on or through the Program, any websites linked to the Program, and any material posted on the Site, private Facebook group page, or in any other way through the Program by us or by others, including without limitation any liability for loss of income or revenue, loss of business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted time and for any other loss or damage of any kind, however and whether caused by negligence, breach of contract, or otherwise, even if foreseeable.

Your Conduct
You must not use our Site or private Facebook group page in any way that causes or is likely to cause the Site or private Facebook group page or access to it to be interrupted, damaged or impaired in any way. You understand that you are solely responsible for all electronic communications and content sent from your computer to us.
You must use the Program, Site, and private Facebook group page for lawful purposes only.  You must not use the Program, Site, and private Facebook group page for any of the following:
For fraudulent purposes or in connection with a criminal offence or otherwise carry out any unlawful activity
 
To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful, defamatory, obscene or menacing, abusive, threatening, defamatory, objectionable, invasive of privacy, in breach of confidence, infringing of any intellectual property rights, or is otherwise injurious to third parties, or which consists of or contains software viruses or any other harmful or similar computer code designed to adversely affect the operation of any computer software or hardware, commercial solicitation, chain letters, mass mailings or any spam
 
To cause annoyance, inconvenience or needless anxiety
 
To impersonate any third party or otherwise mislead as to the origin of your content
 
To reproduce, duplicate, copy or resell any of our content in contravention with these Terms and Conditions or any other agreement with us.
 
Online Commerce

When you purchase this Program, the information provided and obtained as part of the transaction, such as your credit card number and contact information, may be collected by both the third-party merchant and us. A merchant may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies.
You agree to be financially responsible for all purchases made by you or someone acting on your behalf. You agree to purchase and use the Program for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. 
You release us and our affiliates from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase or use of this Program.
You agree to only purchase this Program for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.
For more information regarding a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, visit that merchant’s website and click on its information links or contact the merchant directly.

Termination
We reserve the right in our sole discretion to refuse or terminate your access to the Program, Site, private Facebook group page, or any other method of communication related to the Program at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the Program, Site, private Facebook group page, or other communications affected by such cancellation or termination. The restrictions imposed on you with respect to material received for the Program, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.
If you have any questions, please contact us at info@juliesantiago.com

PRIVACY POLICY
Privacy Policy Consent
Use of the data that you provide to us, or which is collected by us on or through our Program is governed by this Privacy Policy. By using our Program, you consent to this policy.

Submission, Storage and Sharing of Personal Data
We may seek personal data including your name, e-mail address, and other contact information, namely when you purchase the Program. By you providing such information to us, you grant us permission to use and store such information.  We, in turn, will use our best efforts to keep such information safe and secure.
Your information is stored through a data management system. Your information can only be accessed by those who help manage that information in order to deliver e-mail or otherwise contact those who would like to receive our correspondence.

We may disclose personal information if required to do so by law or in the good-faith belief that such action is necessary to conform to the edicts of the law or comply with legal process served on us, our partners, sponsors, investors, or affiliates; protect and defend our rights or property or those of our users; and act as immediately necessary in order to protect the personal safety of our users or the public.

Note that whenever you voluntarily make your personal information available for viewing by third parties online, such as on our Site or the private Facebook group page, the information you share also can be seen, collected and used by third parties, and therefore, we cannot be responsible for any unauthorized third party use of such information that you voluntarily share.

Passwords
To use certain features of the Program and site, you may need a username and password, which you will receive through the Program registration process. You are responsible for maintaining the confidentiality of the password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session.
You are not permitted to share your username and/or password with anyone. If we learn you have shared your username and/or password with another person, we reserve the right to immediately terminate your access to the Program, Site and the private Facebook group.

It is your responsibility to protect your own password from disclosure to others. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information. You are responsible for activities that take place using your password(s) and within your account. If you share your password(s) with anyone, they may be able to obtain access to your personal information at your own risk.

By using our Programs and site, you agree to enter true and accurate information as part of the Program registration or otherwise. If you enter a bogus email address, we have the right to immediately inactivate your account.
We will use our best efforts to keep your password(s) private and will not otherwise share your password(s) without your consent, except as necessary when the law requires it or in the good faith belief that such action is necessary, particularly when disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to others or interfering with our rights or property.

If you have any questions, please contact us at info@juliesantiago.com.